To aid producers new to crop insurance, the Center for Rural Affairs has created the Crop Insurance 101 series that addresses frequently asked questions.
“Signing up for crop insurance, especially for the first time, can be daunting,” said Kelsey Willardson, policy associate with the center. “It is important that all producers have access to crop insurance, and sometimes this access depends on understanding the basics.”
The U.S. Department of Agriculture Risk Management Agency administers federal crop insurance. Crop insurance provides financial protection for producers who face yield or revenue losses from natural causes or market fluctuations.
The first of the series, Weathering the Unpredictable: The Protection Crop Insurance Provides, describes common perils that result in losses, as well as which crop insurance policies cover each type of loss.
The series continues with resources outlining important dates to remember and instructions for filing a claim. This includes dates that producers must follow to maintain eligibility for crop insurance coverage, such as the sales closing date, premium billing date and final planting date. In addition, the guide contains details producers need when filing a claim to ensure they receive full coverage.
“The process may seem complicated to newcomers, but there’s no need to navigate the process alone,” said Willardson. “These guides are meant to serve as a starting point for a conversation with your crop insurance agent.”
The guides are available in both English and Spanish and can be found here.
Farmers with questions about crop insurance are invited to contact the Center for Rural Affairs for one-on-one support. Email kelseyw@cfra.org or call 641-218-4694.
Established in 1973, the Center for Rural Affairs is a private, nonprofit organization working to strengthen small businesses, family farms and ranches and rural communities through action-oriented programs.
Source: Center for Rural Affairs
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