Research shows that what weighs most heavily on farmers’ minds — and their health — is money. Farmers face suicide rates 3.5 times higher than the national average, and economic pressure is one of the leading contributors.
A 2025 study by UGA researcher Anna Scheyett and colleagues surveyed 310 farmers to identify which financial topics could most effectively reduce stress. Disaster assistance programs and government financial support programs stood out above the rest. These findings reveal that farmers don’t just want emotional support. They want tools, information and guidance that help them regain control of their finances.
“Farmers may receive general stress management advice, like deep breathing, but if their financial house is on fire, such techniques are insufficient,” Scheyett said. “Addressing financial issues directly can significantly reduce stress and prevent feelings of desperation.”
Financial education, when integrated into wellness programming, offers farmers practical ways to lower stress.
Research also found that younger farmers were more likely to rate financial topics as “very helpful” compared to older ones. Many younger producers are entering agriculture with higher debt and less experience, leaving them more financially vulnerable.
Economic indicators mirror the stress researchers are reporting. Between July 2023 and June 2025, U.S. farm bankruptcy filings rose 55.8%, with the southern U.S. region accounting for more than one-third of those cases.
Many farmers cope in silence. Studies show that more than 60% of farmers still view stigma as a barrier to seeking mental health support.
Women farmers report depressive symptoms up to four times higher than men, while male farmers face a suicide risk 50% higher than men in other occupations. Both patterns are linked to financial strain and the social isolation common in rural life.
Effective suicide prevention in agriculture must address finances and mental health together. That means embedding financial education within the places where farmers already gather — commodity meetings, agricultural events or Extension programs. Community awareness is equally vital. Pastors, lenders and neighbors often see early warning signs long before a crisis emerges.
Practical financial planning tools can reduce stress before it reaches a crisis point. Extension specialists can play a critical role by simplifying complex government programs, offering guidance on disaster relief and insurance and ensuring that spouses or family members involved in farm finances are included in support efforts.
Those struggling with financial issues can find help at UGA Extension Mental Well-Being or at the 988 Suicide and Crisis Lifeline.
Source: UGA CAES
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